How does Brunch solve this problem?

Brunch from the outset is solely focussed on lending to midcap tokens without access to existing borrowing facilities on chain. This uniquely positions the protocol because we do not have an existing userbase or business that will be negatively impacted by enabling these markets.

Naturally lending on Midcap tokens instead of ETH or Defi bluechips brings additional risks that will be reflected in the borrow APRs, these APRs will ultimately be dictated by the market but we anticipate borrow rates will typically be north of 20% on most vaults.